Change in Marital Status
Applies to:
All benefit eligible employees whose marital status changes due to Marriage, Divorce, or Legal Separation.
Answer:
A change in marital status allows an employee to make appropriate changes to his or her benefits. An employee may add or remove dependents from benefits as appropriate. Changes will be effective on the first of the month after the marriage, divorce or legal separation is final.
Change Instructions:
Changes must be initiated within 30 days of the dependent’s change in eligibility, but preferably as soon as possible. If the change increases your insurance premiums, catch-up deductions may apply. All forms may be found online at:
Changes to the Health Insurance:
Employees may complete the State Health Plan Change form online to add or remove dependents from their policy. The date the Marriage, Divorce, or Legal Separation was finalized must be noted on the online form.
If the employee is not currently enrolled in the State Health Plan, he or she may enroll by completing the State Health Plan Enrollment Application online.
If the employee is adding dependents to his or her coverage or enrolling for the first time, he or she should also submit the State Health Plan Prior/Other Coverage Information.
Please visit the Employee Benefits Web site for current rate information and bear in mind that Health Insurance premiums are collected one month in advance. Catch-up deductions may apply.
Once completed, employees should print a copy for their records.
Changes to NCFlex Benefit Elections (Vision, Dental, etc):
All changes must be made online; UNC Health Care does not process paper change forms for NCFlex benefits. Employees may log into their NCFlex account online at www.NCFlexOnline.org.
To initiate changes online, employees should:
1) log into their NCFlex account,
2) click on My Account (top right corner),
3) select Add Life Status Change Event (on the left),
4) select the appropriate event from the drop down menu
5) follow the instructions displayed to complete the transaction
6) make the appropriate changes to your benefit elections
This transaction will open the Web site for benefit changes for 30 days from the date of the life event. Employees may call 1-888-860-6118 for assistance with the Web site.
Changes to MetLife Life Insurance:
Employees may complete a revised MetLife Life Insurance Enrollment Application to add or remove dependents from their MetLife Life Insurance policy.
Once completed, employees should keep a copy for their records and forward all originals to:
UNC HC Employee Benefits, 211 Friday Center Drive, Suite 2057, Chapel Hill, NC, 27517
Beneficiary Changes:
Employees may wish to update their beneficiary designations; please review the Beneficiary Change Guide for instructions.
Name and Address Changes:
Employees may wish to update their name and address; please review the Name and Address Change Guide for instructions.
Example
Benita was recently married on April 24, and she has decided to cover her new husband on her Health Insurance and name him as her beneficiary on her MetLife Life Insurance policy.
Benita will complete and submit the State Health Plan Change form to add him to her Health Insurance effective May 1, making sure to enter “4/24/09” on the Marriage section of the form.
She will then submit the MetLife Life Insurance Beneficiary Change Form to update her beneficiary election. She is moving in with her new husband, so she will also complete the forms to update her name and address.
